You raise so many important points Abby. I wonder if you would like to develop this comment into an article, which I would be happy to publish on 'Liberation Works'.
Perhaps you could expand on the situation in your current job, and how/why you havent been paid for one third of the current year.
There is so much to say on all the situations you have briefly touched upon...
I will add you as a writer and then when you are ready, you can send in your article.
Of course, it will need a title, subtle, and a picture - we can work that that together if you wish.
Sometimes in the attempt to be purist, people collapse into apathy and just give up - I think we need to take steps which are going in the right direction - all or nothing kind of thinking will not work at any level, except to maintain the unjust status quo.